What We Do

Produced by Financial Literacy Group, Produced By Financial Literacy Group, Betterment Inc. is changing the narrative on financial wellness, by providing a hybrid solution that will help you create a healthy, long term financial future for you and your team. We optimized the personal financial futures position of business owners and their employees and their financial futures.

We teach middle class individuals and families how money works via personal finance e-learning courses. This solution delivers debt and mortgage elimination and interest cancellation through our algorithm based debt mapping technology. Hybrid Financial Arbitrage moves a business owner's debt from a recourse position to a non-recourse position.

Hybrid Financial Arbitrage provides retirement planning and wealth building through our unique liquid asset based universal index insurance product and mortgage and business debt arbitrage, which allows our clients to spend the same dollars they used to pay their mortgages and business debt early to supplement their retirement or the business financing.

Financial Literacy Group teaches adults who live on main street how to manage their finances like people who work on wall street, one individual, one family or one small business owner at a time.

Hybrid Financial Arbitrage - takes advantage of two IRS Codes 7702 & 101a changed by Congress in the Cares Act 2020 these codes allow every person in the country to establish their own personal bank. Combined with a gPS debt mapping technology that has already helped middle class Americans payoff $2.4 billion in principal debt. Now every individual, family or business owner can turn their debt and liabilities into capital, income and wealth. Employers and employees learn how to bank the way banks do, making their money work for them

Are You and your Employees frustrated with all the conflicting advice They hear? And don’t get us started on all these gurus. We’re here to re-frame the discussion, helping you rethink how They think about money.

What are Your Employees doing to take control of Their money? This is your opportunity to Help Your Employee's learn about managing Their paycheck, saving money for the future, getting out of debt, and investing wisely.

Did you know that over 50% of America’s population is carrying unnecessary debt? We know how stressful it can be to look at your finances, that credit card debt, loans and mortgages can be an undue burden on your Employee's finances, and we want to help you get rid of them.

Like You, we’ve grown tired of the ever-changing landscape in the financial industry. We seek a return to a simpler time where folks knowledgeable in finance provided a service for a nominal fee respectful of our privacy and focused on Your Employee's Financial futures needs.

Money can be a stressful topic.  We’re here to make it easier on You and Your Team, from paying off debt to saving for retirement. 

At Betterment Inc., we make sure You and your Employees are prepared to take full advantage of the resources around Them. When People use financial products, it's good to know how they work.

We want everyone to experience the financial freedom they desire. We believe that everyone should be able to budget, save money, and plan for the future. 

Cash flow planning is the heart of financial literacy. Knowing Their expenses, income, and liquidity can open doors to opportunities They may not have thought possible.

We advocate not locking up your savings in a vault and forgetting it, but making your money work for you and banking like a bank.

We believe that everyone should be aware of their financial standing. By offering flexible tools to help to You and your Employees to track spending and net worth, we empower You and Your Team to take control of Their finances and realize Their financial goals.

We are committed to educating Small Business Owners and Working People on all Your financial options so You can make the best possible choices for Your future. Starting With Our courses Which are designed to help Employees become a money master, no matter where They are on Their Financial future  journey.

Est, in 2018 Betterment Inc. is a group of professionals Organizations who Joined Forces to help Small Business Owners and Their Employees master Their finances and Employers Thrive In Business. Our mission is to give everyone the means to build a better future, and we’re on a mission to do just that.

At Betterment Inc., we believe in doing things right. We aim to give financial advice everyone can trust, so you have the information you need to make your financial future  decisions.

We know that Business Owners and their Employees Are busy. But, our goal is to help You stay on top of Growing Your Business. While Your Employees Are focused at Work, But Enjoy the things They love, like family or travel or whatever brings Them happiness

We understand that credit card debt, loans and mortgages can be an undue burden on Their finances, and we want to help Your Employees get rid of them.

We’re here to help You understand Your options and make the best decisions for Your Business and Your Employee's future. We’re going to help You and Your Employees make sense of the dizzying number of options out there and come up with a plan that puts You  and Them on solid financial footing.

We give our clients access to the tools to budget, save money, get out of debt, and plan their future. This means that they can enjoy financial freedom, whatever social class.

We provide resources for our clients, and we've help of thousands of savers enjoy tax-free growth with flexible access to their funds. We can help You and your Team too.